Near Prime Home Loans

Unlocking Financial Opportunities: How Equifax Credit Score Can Help You Secure a Loan in Australia Are you looking to secure a loan in Australia? It’s no secret that having a good credit score can make all the difference. That's where Equifax comes in. With their innovative credit scoring system, they can help you unlock financial opportunities and increase your chances of loan approval. Equifax is a trusted name in the industry, known for their comprehensive credit reports and reliable [...]

Are you looking for financial flexibility but don't want to go through the traditional banking route? Australia has a thriving non-bank lending industry that can provide you with the funds you need. In this comprehensive list, we explore the top non bank lenders in Australia that offer attractive interest rates, flexible loan terms, and streamlined application processes. With the rise of online platforms and innovative fintech companies, borrowers now have more options than ever when it comes to securing [...]

Why has My Home Loan been declined? Navigating the path to home ownership can be as complex as it is exciting. While most prospective buyers are aware of the common reasons a mortgage application might be declined – such as a low credit score or insufficient income – there are lesser-known pitfalls that can also derail your home-buying journey. Understanding these can be the key to not only securing your mortgage but also ensuring you get the best possible terms. [...]

Home Loans for Older Borrowers in Australia Applying for home loans for older borrowers is always challenging especially when the loan term exceeds retirement age. Although it is illegal for lenders to discriminate based on age when granting a mortgage most Lenders have restrictions. Mortgage eligibility is not determined solely based on age; rather, lenders consider a variety of factors when evaluating mortgage applications. Here are some key points to consider when applying for home loans for older borrowers: [...]

Can you get a Home Loan if You are an Older Borrower? Home Loans for Older Borrowers: It is true that some lenders in Australia may have (unofficial) age restrictions when it comes to lending to older borrowers. However, there are still lenders who are willing to offer home loans for older borrowers as long as there is a clear exit strategy in place to repay the loan. What is an Exit Strategy for an Older Borrower? An exit [...]