Non Conforming Lenders

About Non Conforming Loans

Non Conforming Loans are Australian owned and have been helping our customers find specialist lending solutions since 2001.

  • Non Conforming Loans customer service standards are paramount, we treat each case with empathy, we understand this is a personal journey for our customers and always treat them with the respect and dignity they deserve.

  • We do all the running around for you making the task of finding a lending solution easy and less confusing.

  • The diversity of our non conforming lenders means there is no one size fits all product. By using our loan service, you benefit from our widespread knowledge of today’s credit options.

  • We provide you with a written document for your protection which discloses all costs, commission and payments received before we proceed with your application.

  • We’ll help complete the paperwork, manage the application process and follow it through to settlement. We understand our customer’s emotional journey and walk with them and hold their hand all the way.

Our People:

At the heart of our business is our people. The Non Conforming Loans team are from all walks of life just like our customers, but one thing they have in common is experience. Our loan specialists know their stuff, they have many years of experience helping our customers just like you to find a Specialist Lending Solution.

Our team members are friendly, open-minded people who are fully accredited and are trained professionals in their field. We take our obligations to you very seriously, and we will work hard to ensure that the loan products offered to you meet your requirements and objectives.

Non Conforming Loans high level of continued training ensures that our brokers are always abreast of developments within the mortgage industry. This includes being up-to-date with current products being offered by the lenders on our panel.

Our Mission:

Our mission is to help borrowers navigate and understand the complexities involved with different lender requirements to find the loan that meets their own requirements and objectives.

Non Conforming Loans’ lender panel includes only the most reputable lenders who are regularly reviewed by our team for price, features and service to ensure they have best options for your unique circumstances.

Non Conforming Loans:

Ausco Trading Pty Ltd trading as Non Conforming Loans (registered business name) is a full member of the MFAA (Mortgage and Finance Association of Australia). Our Mortgage Brokers are members of the MFAA or FBAA and must have completed Certificate IV and a Diploma in Financial Services.

Ausco Trading Pty Ltd is a member of an independent external dispute resolution service (AFCA). We have our own Australian Credit Licence ACL 386838 and are regulated by the consumer watchdog ASIC.

Ausco Trading Pty Ltd
ABN: 95 003 585 662
P.O Box 136 Narrabeen NSW 2101
Australian Credit Licence No: 386838

What our Customers say about us

Ray @ non conforming loans got us a loan for our dream house when everyone else made it too difficult also helping my parents at the same time with a cash out refinance for self employed. Both loans were difficult but Ray never made it difficult for us! Forever grateful

Alisa T

Ray was very thorough, clear and patient whilst walking us through the mortgage process. Also easy to contact and followed up issues promptly. Highly recommended.

Lauren P

Thanks Ray, we stayed in our new place on the weekend, all is good! Just wanted to say a big THANK YOU for sorting out our low doc home loan. I’m happy to recommend Non Conforming Loans to anyone I talk to. I look forward to using your services again on the next purchase :)

Raymond S

After as few years of financial problems, my wife and I were finally ready to start looking at buying a house. If it wasn’t for Ray i am sure that we would still be looking. He was able to find solutions to our problems, find the right lender and the best deal that he could possibly get us.
We now have a family home and it is all thanks to Ray. He organised all the paperwork, answered many questions from us and was patient with us at all times.
Can’t wait till it is time to refinance or buy another property as there is only 1 place that we will go.

Glenn W