Ray Ethell | Non Conforming Loans

About Ray Ethell

Ray Ethell offers a wealth of experience to his clients, gained from over 20 years in the Finance industry, and prides himself on providing reliable customer focused service. As an independent mortgage consultant, Ray is able to find a product tailored to his clients’ individual needs, with relevant unbiased advice and recommendations. - Cert lV in Financial Services (Mortgage Broking) - Diploma in Financial Services (Mortgage Broking)

Top Non-Bank Private Lenders in Australia

The Best Alternative Financing Solutions: Exploring Australia's Top Non-Bank Private Lenders Are you a business owner in Australia seeking alternative financing solutions? Look no further. In this article, we will explore the top non-bank private lenders in the country, unveiling the best options available to fuel your business growth. With traditional bank loans becoming more difficult to obtain, non-bank private lenders have stepped in to fill the gap. These lenders are known for their flexible terms, streamlined application processes, [...]

Top Non-Bank Private Lenders in AustraliaRay Ethell2024-09-30T10:14:17+10:00

Top Non Bank Lenders in Australia for Financial Flexibility

Are you looking for financial flexibility but don't want to go through the traditional banking route? Australia has a thriving non-bank lending industry that can provide you with the funds you need. In this comprehensive list, we explore the top non bank lenders in Australia that offer attractive interest rates, flexible loan terms, and streamlined application processes. With the rise of online platforms and innovative fintech companies, borrowers now have more options than ever when it comes to securing [...]

Top Non Bank Lenders in Australia for Financial FlexibilityRay Ethell2024-08-02T09:53:37+10:00

Tax Debt – How long does the ATO give you to pay a Tax Debt?

Are you feeling the weight of your tax debt in Australia? It's essential to understand the deadline set by the Australian Taxation Office (ATO) for paying off your obligations. In this article, we will delve into the timeframe you have to settle your tax debt and the consequences of missing the ATO's deadline. When it comes to fulfilling your tax obligations, time is of the essence. The ATO sets specific deadlines for taxpayers to pay their outstanding debts, and [...]

Tax Debt – How long does the ATO give you to pay a Tax Debt?Ray Ethell2024-07-29T09:45:18+10:00

How to Secure Loans with Bad Credit in Australia

How to Secure Loans with Bad Credit in Australia: Expert Tips and Strategies Are you feeling frustrated by your bad credit score and wondering if it's possible to secure a loan in Australia? Well, the good news is that there are strategies and expert tips you can utilize to increase your chances of obtaining a bad credit loan. In this article, we'll explore everything you need to know about securing loans with bad credit in Australia. Having bad credit [...]

How to Secure Loans with Bad Credit in AustraliaRay Ethell2024-07-25T09:54:50+10:00

Explore the World of Private Lenders in Australia

Welcome to the world of private funding in Australia, where traditional banks take a backseat and alternative lending options steal the spotlight. In this article, we unravel the mystery of private lenders and shed light on the growing trend that is reshaping the finance landscape. Since the GFC, the banks have increasingly de-risked, leaving the bottom of the investment grade credits and top end of the sub-investment grade market to new entrants. Around eight years ago, this was more [...]

Explore the World of Private Lenders in AustraliaRay Ethell2024-07-21T10:21:40+10:00

How to Get a Home Loan with Bad Credit in Australia

Securing a home loan with bad credit in Australia can be a complex process, especially for those with a less-than-perfect credit history. It's important to understand the basics of home loans and how bad credit can impact your ability to obtain one. A home loan, also known as a mortgage, is a type of loan used to finance the purchase of a property. Lenders, such as banks and other financial institutions, evaluate a borrower's creditworthiness based on factors like [...]

How to Get a Home Loan with Bad Credit in AustraliaRay Ethell2024-07-09T10:10:44+10:00

Bad Credit and Securing Loans in Australia

A Complete Guide to Overcoming Bad Credit and Securing Loans in Australia Are you feeling overwhelmed by bad credit? Worried that it's holding you back from securing a much-needed loan in Australia? Don't despair – help is at hand. In this complete guide, we'll show you how to overcome bad credit and improve your chances of securing loans. Bad credit doesn't have to be a barrier to financial success. With the right strategies and a little bit of patience, [...]

Bad Credit and Securing Loans in AustraliaRay Ethell2024-06-13T09:44:46+10:00

How a Home Loan can Help Consolidate Debt

Unlocking Financial Freedom: How a Home Loan can Help Consolidate Debt even with Poor Credit Are you weighed down by high-interest debts and a not-so-perfect credit score? Don't worry, there's a way out. In this article, we will explore how a home loan can be the key to unlocking your financial freedom, even if you have poor credit. Consolidating your debts can be a smart financial move, allowing you to streamline your payments and potentially reduce your interest rates. [...]

How a Home Loan can Help Consolidate DebtRay Ethell2024-05-18T09:59:28+10:00

Get Approved for Home Loans Despite a Bad Credit History

Unlocking the Door to Homeownership: How to Get Approved for Home Loans Despite a Bad Credit History. Are you dreaming of owning your own home, but worried that your bad credit history will hold you back? Don't lose hope just yet. In this article, we will show you how to unlock the door to home ownership, even with a less-than-perfect credit score. Securing a home loan with a bad credit history may seem like an uphill battle, but it's [...]

Get Approved for Home Loans Despite a Bad Credit HistoryRay Ethell2024-05-07T09:35:45+10:00

The Benefits of Debt Consolidation Loans for Bad Credit Borrowers

Are you drowning in a sea of debt with no sign of relief? Are you tired of juggling multiple loan payments and struggling to make ends meet? If you have bad credit, the situation can feel even more hopeless. But fear not, because there is a solution that can help you break free from your financial burdens. Introducing debt consolidation loans for bad credit borrowers. Debt consolidation loans are designed to simplify your finances by combining all your debts [...]

The Benefits of Debt Consolidation Loans for Bad Credit BorrowersRay Ethell2024-05-04T12:06:34+10:00