About Ray Ethell

Ray Ethell offers a wealth of experience to his clients, gained from 14 years in the Finance industry, and prides himself on providing reliable customer focused service. As an independent mortgage consultant, Ray is able to find a product tailored to his clients’ individual needs, with relevant unbiased advice and recommendations. - Cert lV in Financial Services (Mortgage Broking) - Diploma in Financial Services (Mortgage Broking)

Tips on Refinancing your Home Loan

You Could Be Paying More Than You Have To!
Non Conforming Loans provides a quick, easy and obligation free service that allows you to compare your current home loan against the hundreds available from our panel of lenders.It is common for people to refinance as they can get a better interest rate, lower monthly repayments and change their loan to suit their lifestyle.Best of all, it won‚ cost you anything to have a Non Conforming Loans consultant compare loans for you- […]

By |September 5th, 2013|Loans, Tips and Tricks|0 Comments

Low Doc Loans Can Be An Excellent Borrowing Alternative

There are exceptions to every rule. If you are self employed, get paid in cash, or just don‚Äôt have a lot of documentation to prove your income, then you know about that. You are an exception to the rule when it comes to being able to get traditional financing. You have a good stable history and healthy monthly income. You just don‚Äôt have a pay stub. Unfortunately lenders just don‚Äôt want to loan money to people who can‚Äôt prove they […]

By |September 5th, 2013|Loans|0 Comments

Credit Repair Service

We recommend a company called CreditAid for Credit Repair. They have many years experience in assisting Australians with credit issues.
How Can You Repair My Credit?
Any credit provider who places a ‘black mark’ on your credit file has to adhere to a strict legal process in order to do so. We find that the majority of black marks that are placed credit files have not followed this procedure fully.

If you need help with repairing your credit click the button below.

By |September 5th, 2013|Credit Repair|0 Comments