Non Conforming Loans
Specialist Lending Solutions for borrowers that don’t fit traditional lending criteria.
If you can’t get a mortgage because you don’t fit traditional lending criteria, you’re not alone. In Australia, we estimate that one in five people are unable to obtain credit from a traditional lender. Often this is through no fault of their own and may be due to the tightening of lending criteria, risk profile of lender, change of policy of bank or automatic decline by credit score or Mortgage Insurance.
So, if you’ve been finding the Banks won’t consider your application for finance – it doesn’t mean you’re out of options.
We can lend up to 95% LVR of property value if you have paid or unpaid defaults, have been declined before, a bad credit rating, multiple debts to consolidate, discharged Bankruptcy or Part 9, court writs, judgements or late payments including mortgage arrears. See product Matrix for each product for maximum loans and LVR’s.