Commercial Property Loans | Non Conforming Loans

How Can a Private Loan Help Your Cash Flow Situation

A Private Loan for Business Owners Non Conforming Lenders and Private Lenders can solve the cash flow problem of business owners with the help of a private loan (sometimes referred to as a short-term 1st or 2nd mortgage or a Caveat Loan). The loan is ideal for business owners because: Bank style credit approvals are not required Tax returns are not required Interestingly, a private loan is not only right for a business owner but it can also be [...]

How Can a Private Loan Help Your Cash Flow SituationRay Ethell2023-06-28T10:49:40+10:00

Why choose only a Professionally Qualified and Specialised Finance Broker for Development Funding?

Development Funding is a form of funding suitable for experienced builders and developers that require progress payments during the construction period of their project. Suitable Development Funding Projects Development funding will require the assistance of an expert finance broker who has the required skills and experience to negotiate development finance on your behalf to fund any of the following projects: Residential construction Commercial property Industrial property Retail property Land subdivisions What Information do I need to provide for a [...]

Why choose only a Professionally Qualified and Specialised Finance Broker for Development Funding?Ray Ethell2023-06-28T11:56:24+10:00

Tips for Choosing a Non Conforming Lender

Dealing with Non Conforming Lenders If you needed to borrow money many years ago, you would go to the local bank where you had an account. You would fill out the loan application and hope that it would be approved. If it was declined because of your credit history, you did not have many other options. The amount of lenders that you can turn to if you want to borrow money has grown. You are still at risk for [...]

Tips for Choosing a Non Conforming LenderRay Ethell2023-06-28T12:05:29+10:00

No Doc Loans from Private Lenders

No Doc Loans Unlike banks, No Doc Loans from Private Lenders or hard money is supplied by private money lenders. The term hard money implies that it is secured by real assets, such as a property. Hard money loans are generally easier to obtain as compared to bank loans. But they come up with huge cost and risk to the borrower. Many startups or new entrepreneurs go for this option when they fail to get any bank loans. Let’s [...]

No Doc Loans from Private LendersRay Ethell2023-06-29T09:34:58+10:00

Commercial Property Finance in Australia

Commercial Property Finance Are you seeking commercial property finance? Working with a commercial loan broker lets you access and compare different products in the market from various lenders. After all, the commercial finance market is bigger than it seems, and there are some deals that you might not be aware of. A good broker is also an excellent source of unbiased advice and can negotiate better terms on your behalf—at no cost to you. This professional will help you [...]

Commercial Property Finance in AustraliaRay Ethell2023-06-29T10:34:09+10:00

Home Loans – Bank vs. Non Banks

What to consider when applying for Home Loans – Bank vs. Non Banks When it comes to buying a house, one of the most critical factors is arranging home loans for the deal. Your home loan can be funded by the banks or alternatively, you can go the Non Bank Lending route. Making the right financing decision is crucial as you will be dealing with the mortgage for a significant portion of your future life. Following is a take [...]

Home Loans – Bank vs. Non BanksRay Ethell2023-06-29T10:56:55+10:00

Non Bank Lenders in Australia

Non Bank Lenders provide Solutions There are several factors that non bank lenders consider to sign off on a mortgage application. Just because you have a considerable size of the deposit, it does not mean that your lender will approve your mortgage application. According to a survey conducted by a Non Bank Lender "Non Conforming Loans Pty Ltd" about 30% of homeowners aged between 18 and 30 suffer from having a mortgage application declined from Major Banks compared to [...]

Non Bank Lenders in AustraliaRay Ethell2023-06-29T11:03:33+10:00

Non Conforming Home Loans in Australia

Non Conforming Home Loans have Solutions for People with Paid or Unpaid defaults In the past, lenders considered default history as the most damaging thing for a home loan. They rejected home loan applications of people with defaults in the past. But, today the condition is different. Fortunately, there are some non conforming lenders and credit providers who offer home loans to people with default history or low credit scores. Such loans are called bad credit home loans. Bad [...]

Non Conforming Home Loans in AustraliaRay Ethell2023-06-29T11:32:36+10:00

A Guide to Non Conforming Lenders for “Out of the Box” Lending Scenarios

Non Conforming Lenders There are many reasons why people get turned down for a home loan by mainstream lenders/credit providers. You may not realise that one of the most common reasons is paying a bill late or defaulting on a loan repayment. Other reasons include having a part 9 debt agreement against you, a bankruptcy, a default on a credit card or a loan or having court judgements against you. Don't despair as non conforming home loans can give [...]

A Guide to Non Conforming Lenders for “Out of the Box” Lending ScenariosRay Ethell2023-06-29T11:42:26+10:00

Private Lender Loans in Australia

Private Lender Loans in Australia The majority of Australians apply for their home loan through a traditional bank or lender. However if your circumstances don’t fit the picture of a typical borrower that's when a private lender may be an option to consider. Let’s take a look at what a private lender is and the pros and cons in applying for one. What's a private lender? People generally turn to a private lender because they do not meet product [...]

Private Lender Loans in AustraliaRay Ethell2023-06-30T11:19:31+10:00