Commercial Property Loans

What is a Non Conforming Home Loan? A non conforming home loan is a home loan offered to borrowers who don’t meet the standard lending criteria set by banks and other major lenders. as an example if you've got a poor credit record, a past history of bankruptcy, or difficulty proving your income because you’re self-employed. If that sounds familiar, you’re in no way alone. Specialist lender Non Conforming Loans has estimated one in five people will require a [...]

Non Conforming Lenders for out of the box home loans in Australia to 95% LVR Non Conforming Lenders are making mortgages possible for those that have the chances stacked against them. With loan application rejections on the increase in Australia, there’s growing concern over how the method could affect Australians’ mental state. Of those who’ve experienced rejection when applying for a replacement mortgage, 31% claim they were left feeling depressed, in step with a survey by specialist mortgage broker [...]

Non Conforming Loan and a Bank Loan A conforming loan / Bank Loan is a loan which comes from a mainstream bank (like NAB, Westpac, Commbank or ANZ) or a prime lender which is based on standard banking rules and criteria. People who have a regular job, clean credit and can have their income validated via PAYG statements and payslips usually apply for conforming loans. For a Bank / Prime mortgage, you’ll generally need a minimum credit score of [...]