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Private Lending

Factors to Consider Before Applying for Commercial Property Loans for Your Business

Commercial Property Loans When you are in business whether, as a sole trader or a company, there will be times when the business cannot generate enough cash flow to meet its ongoing operating expenses. Your need for cash will also arise when you will expand business operations and purchase much-needed business assets. If you are a business owner and experiencing cash flow fluctuations, your next step should be to consider getting a commercial loan. Commercial property loans are also [...]

Factors to Consider Before Applying for Commercial Property Loans for Your Business2023-06-12T11:38:42+10:00

A Guide to Commercial Property Loans in Australia

Understanding Commercial Property Loans in Australia As the residential investment property market becomes fierce, many investors are starting to recognise commercial property as a viable investment option. Purchasing a commercial zoned property will require a commercial property loan where a residential zoned property requires a residential property loan. What is Commercial Property? The term commercial property (also referred to as commercial real estate, investment or income property) refers to building or land intended to generate a profit, either from [...]

A Guide to Commercial Property Loans in Australia2023-06-12T12:17:16+10:00

Private Lenders are an option for Commercial Purposes

Private Lenders Many real estate investors opt to work with private lenders to escape the bureaucracy involved with the conventional lending process. The global real estate market is competitive and often the speed of the transaction is crucial to the success and outcome of a real estate deal. Loan-to-Value: Private mortgage lenders are concerned with loan-to-value (LTV) ratios which is the calculated percentage of the requested mortgage to the total appraised value of the property. When working with a [...]

Private Lenders are an option for Commercial Purposes2023-06-28T09:42:25+10:00

What is a Caveat Loan?

The Meaning of a Caveat Loan Caveat loans are a short-term asset based loan product usually financed by private lenders. Compared to conventional forms of finance, a caveat loan can be established quickly (i.e. within 24 hours from the time the loan application is first lodged). The loan is secured on the value of concrete assets, such as: A house or unit A block of land A commercial property The Purpose of a Caveat Loan For a business owner [...]

What is a Caveat Loan?2023-06-28T10:43:08+10:00

How Can a Private Loan Help Your Cash Flow Situation

A Private Loan for Business Owners Non Conforming Lenders and Private Lenders can solve the cash flow problem of business owners with the help of a private loan (sometimes referred to as a short-term 1st or 2nd mortgage or a Caveat Loan). The loan is ideal for business owners because: Bank style credit approvals are not required Tax returns are not required Interestingly, a private loan is not only right for a business owner but it can also be [...]

How Can a Private Loan Help Your Cash Flow Situation2023-06-28T10:49:40+10:00

Why choose only a Professionally Qualified and Specialised Finance Broker for Development Funding?

Development Funding is a form of funding suitable for experienced builders and developers that require progress payments during the construction period of their project. Suitable Development Funding Projects Development funding will require the assistance of an expert finance broker who has the required skills and experience to negotiate development finance on your behalf to fund any of the following projects: Residential construction Commercial property Industrial property Retail property Land subdivisions What Information do I need to provide for a [...]

Why choose only a Professionally Qualified and Specialised Finance Broker for Development Funding?2023-06-28T11:56:24+10:00

Tips for Choosing a Non Conforming Lender

Dealing with Non Conforming Lenders If you needed to borrow money many years ago, you would go to the local bank where you had an account. You would fill out the loan application and hope that it would be approved. If it was declined because of your credit history, you did not have many other options. The amount of lenders that you can turn to if you want to borrow money has grown.  You are still at risk for [...]

Tips for Choosing a Non Conforming Lender2023-06-28T12:05:29+10:00

No Doc Loans from Private Lenders

No Doc Loans Unlike banks, No Doc Loans from Private Lenders or hard money is supplied by private money lenders. The term hard money implies that it is secured by real assets, such as a property. Hard money loans are generally easier to obtain as compared to bank loans. But they come up with huge cost and risk to the borrower. Many startups or new entrepreneurs go for this option when they fail to get any bank loans. Let’s [...]

No Doc Loans from Private Lenders2023-06-29T09:34:58+10:00

Commercial Property Finance in Australia

Commercial Property Finance Are you seeking commercial property finance? Working with a commercial loan broker lets you access and compare different products in the market from various lenders. After all, the commercial finance market is bigger than it seems, and there are some deals that you might not be aware of. A good broker is also an excellent source of unbiased advice and can negotiate better terms on your behalf—at no cost to you. This professional will help you [...]

Commercial Property Finance in Australia2023-06-29T10:34:09+10:00

Home Loans – Bank vs. Non Banks

What to consider when applying for Home Loans – Bank vs. Non Banks When it comes to buying a house, one of the most critical factors is arranging home loans for the deal. Your home loan can be funded by the banks or alternatively, you can go the Non Bank Lending route. Making the right financing decision is crucial as you will be dealing with the mortgage for a significant portion of your future life. Following is a take [...]

Home Loans – Bank vs. Non Banks2023-06-29T10:56:55+10:00
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