I cannot speak highly enough of Non Conforming Loans and the service they provided me. I had run out of options and wasn’t sure where to turn to next.

Currently living in Tasmania (originally from Sydney) there were limited options for assistance.

After some researching I reached out to Non Conforming Loans and Ray responded in an informative positive professional manner without judgment and set about finding the best solution for me.

Again, his diligent manner proved to be successful in setting the positive financial path I am now on.  Furthermore I cannot thank him enough for everything.

Moreover I would not hesitate to use Ray and Non Conforming Loans services again or recommend them to anyone else.

Hi Sharon,

Virtual flowers don`t really say enough for all that you have done for me and my family.  Our days will be brighter now because of you and your commitment to making this happen for us.

From the bottom my heart I thank you for not defining or judging me on my financial situation. It`s difficult to face these situations but you made it bearable by not judging and always treating me with respect.

Keep doing what you do Sharon. I will tell anyone that will listen what a legend broker you are.

Thank you again Lana xx

I was going through severe financial hardships after a family break down and was heavily in debt. Moreover contacted Non Conforming Loans and that’s how I got in touch with Sasha.

In addition Sasha is a great listener and he understood my situation very well. On our first phone call he was very clear on what I could expect to happen through out during the process. He is a very determined person and gives very personal attention to his cases.

Mine was a very complex case and the only thing I had to do was just scan and send documents. Sasha did all of the leg work including debt negotiation and helping me with property transfer and kept me informed.

At no point did I ever feel that I will not reach the outcome I am expecting. Sasha was very positive and he always had a plan B if something failed. Eventually I was able to consolidate all my debts and improved my financial situation. I am now in much better control of my situation. The only feedback I have is I don’t think Non Conforming Loans is advertised as much as they should because there are many more individuals out there who needs help like I did.

Finally, thank you Sasha and the team at Non Conforming Loans.

We could not have handed Non Conforming Loans a more difficult set of circumstances.  I reached out and issued the challenge to see if I could qualify for funding. True to his word, Ray was open and honest throughout the entire process he delivered in spades.”

Furthermore I was turned away from every other broker I contacted, filed in the “Too Hard Basket”.

I had all but lost hope when I contacted Ray, but as they say “the best was saved for last”.

In addition I am so grateful to Ray for helping us where others refused to venture Ray found a way.

Our loan is an affordable competitive solution that allowed me to acquire the home of my dreams. The bottom line is I would not be in my own home again if not for the outstanding over and above effort from Ray.

Thank you!

Thanks Leanne,

I cannot thank you enough for everything you have done to help me, you have gone above and beyond. Furthermore I will be forever grateful.

Moreover the pressure this has taken from myself and my boys is unbelievable. My boys now get to stay on their home and their mum gets to stop being so grumpy.

Again, from the bottom of my heart Thank You .🙏😊

And furthermore I look forward to doing business with you again some time soon.

Cheers

Georgia

Working with Sasha from Non Conforming Loans was the best decision we’ve made. Sasha’s experience and knowledge in this industry assisted us in resolving our unique and complicated situation.

Sasha demonstrated both a willingness and ability to understand our needs.  He then tailored a solution that suited both ourselves and the financier.

I have recommended working with Sasha from Non Conforming Loans to many of my colleagues. I am greatly impressed with his efforts and the results he delivers. His attention to detail and high level of customer service is what all great brokerage businesses should strive for.

Ray Ethell! is the single most helpful broker I have had the pleasure to encounter and work with. I had some challenging circumstances to work with and Ray has been nothing short of amazing.

From initial contact, clearly articulating what I would need to do to get the loan approved.  Conditional approval in 24 hours and unconditional approval in 1 week.  Through Covid-19, was just incredible, especially when I had heard from a number of Real Estate agents that approvals were taking 28- 60 days to obtain!

I cannot recommend Ray enough and suggest that anyone, challenging circumstances or not, contacts him and follows his advice. You will not be disappointed.

I would like to acknowledge the exceptional service I received from Sasha Anitei with refinancing and consolidation.  Moreover we had several big debts along with a part 9 debt agreement that needed consolidating. Furthermore we were in severe financial hardship and did not know what to do. Thankfully we found Sasha at Non Conforming Loans who took a huge weight off our shoulders.

He did all the debt negotiations, the savings and saved us with the emotional support throughout this process.  Sasha was so professional through all of this with us.

He was available day and night to answer my questions and listen to my tears. Sasha drove to our place to bring paperwork for us to sign which was above and beyond his job.

I cannot thank Sasha enough for all his hard work and  passion he showed us.

Finally, what  great guy and if anyone needs help go to this guy 100%.

I were very fortunate to have the opportunity of working with Ray during a very uncertain time. Furthermore Ray was able to use his years of knowledge to guide us in being approved for our mortgage.

Ray was great to work with, with excellent customer service. Equally important he was able to make sure we understood how things worked. He worked hard to make it happen and we are so happy to have found him.

The whole process including signing and turning in documents was easy and Ray kept us updated along the way. Furthermore if we had any questions, he always responded quickly.

Ray is fantastic to deal with and we would recommend him to anyone looking for a non conforming loan.

Non conforming loans and in particular Mr Sasha Anitei,  have provided exceptional customer service, advice, guidance and most importantly delivered on a product that they stood behind and believed in.

My first encounter was several years ago when due to my partners ill health we fell behind on the mortgage.  We also had other repayment issues including being unable to service smaller loans. Our Bank was unable (or did not want to) assist with a debt consolidation loan to assist us to get back onto our feet despite being a loyal customer for over 23 years.

The option that our bank was providing was to declare bankruptcy and to sell the family home.

Thanks to the innovative thinking of Sasha from Non-Conforming Loans we were able to enter into a new housing loan that allowed us to keep our home and pay out the other outstanding debt.

Sasha kept us informed of the process all the way through and tirelessly answered all our questions, we were treated as people and not a number and for this we will always be thankful for.