Commercial or Industrial Property Loans in Full Doc, Low Doc & No Doc
Securing commercial finance requires the expertise of a specialist team. Our consultants are able to package your loan application and present it to the most appropriate lender.
Commercial lenders will evaluate your application based on a number of criteria and we are able to assist you in guiding you through this sometimes complicated process.
| Applicant type | Individuals, Companies (private and public) Trusts, Partnerships |
| Location | Case by Case but Generally Capital City and Major Regional Population Areas. |
| Income: required proofs | Full Doc:Last 2 years of lodged Financial including P&L & Balance Sheet + Personal returns if applicableLow Doc:
Low Doc – Either / Accountants Declaration or 6 months of BAS or 6 months of Business Bank Statements Lease doc – Arms length lease to cover repayments less costs |
| Loan amounts | From $100,000 |
| Purpose | Property purchases, Refinancing of existing loan, Equity release for property improvement, investment, working capital and business expansion |
| LVR | Full Doc Loans up to 80% LVR. Low Doc Commercial Loans up to 75% LVR. No Doc & Lease Doc Loans up to 65% LVR. |
| Acceptable securities | Strata offices and office blocks Industrial units, factories and warehouses Retail premises, including mixed use Professional rooms and suites |
| Credit related issues | Considered to 75% on Full Doc and > 70% LVR on Low doc |
| Variable, fixed or both | Both |
| P&I, I/O, or both | Both |
| Loan Term | 1 – 25 years |
| Establishment Fee | TBA (depending on lender) |
| Commitment Fee | Between $500 > $1,000 Payable on Conditional Approval |
| Lenders Legals | At Cost |
| Valuations | At Cost |
Find Us Online