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Looking to
buy a new car? Looking for a flexible
finance option?
Our
Non-conforming product is designed to fill
an existing void in the marketplace by
providing competitively priced motor
vehicle finance to the large and growing
number of first time borrowers or those
with prior credit issues.
Our mission
is to help you buy new or better 2nd hand
cars you otherwise could not afford
We
establish co-operative relationships with
our customers, offering innovative and
flexible repayment. Our commitment is to
provide better value and superior service.
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Borrower Profiles
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Business failures |
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No
past credit history |
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Low
asset base |
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Young & only recently entered
workforce |
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Recently divorced or separated
where the other partner was the
main income earner |
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Returning from overseas after a
prolonged stay |
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Self-employed & recent business
start-ups |
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Immigrants |
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Overseas visitors on work Visas |
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Students on study Visas
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With an impaired credit history |
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People who experienced a severe
financial crisis caused by
sickness, accident or other
personal problems |
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Discharged bankrupts (usually 12
months after discharge) |
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Product
Offering
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Private use or business and
commercial use vehicles*
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Loans up to $50,000 |
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Loan terms of between 2 and 5
years |
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All
vehicles must be comprehensively
insured |
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Ability to purchase a wider range
of vehicles under 7 years old |
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Fortnightly or monthly repayments,
flexible enough to meet pay-days |
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High level of customer support
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