Apply Online For low doc line of credit Commercial

Bad Credit Car Loans

This is a FULL DOCUMENT facility requiring the disclosure and proof of all income and debt associated with the applicant.

Defaults paid or unpaid considered.
Judgments – Unpaid Financial Judgements/Writs are not acceptable (secured loans) in some cases these may be left unpaid as may be in dispute

Ex-bankrupts and part XI agreements – Min 12 months from discharge - No multiple Bankruptcies

Applicant type	Private use only
Location	Post Code specific
Income: required proofs	PAYG or Self Employed who have been self-employed for a minimum of 12 months and have Tax Returns/Accountant prepared financials to show serviceability. Vehicles must be for personal use. A valid Driver Licence showing current residential address is needed
Loan amounts	From $8,000 > $100,000
Requirements	Applicants aged under 23 years – in most cases an asset backed guarantor will be required. Centrelink income – must meet serviceability criteria. Government - Benefits cannot be any more than 30% of total net income. Minimum 6 months Full time employment or 18 months of casual employment (NO Applicants on Probation Period) NOTE: in all cases suitable explanations must be provided to credit for assessment and consideration Our finance solutions are available to people in a wide variety of circumstances. However, we will not offer finance in the following situations: In the absence of customer benefit and remote locations Undischarged bankrupt for less than 12 months; repeat credit offenders e.g. bankrupt twice, defaults after bankruptcy and customers with unpaid repossessions from other financiers Non-residents

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Bad Credit Car Loans